Smart Investing


This web site is an archive of weekly columns written by financial expert Wayne Cheveldayoff. They were originally published by CP Online and syndicated to various financial news websites under CP’s “Your Money” banner.

The columns focus on investment strategies, new investment products, tax tips and estate planning.

The columns are posted on this site several weeks after publication by CP Online.

For the most recent columns not yet posted on this site, click here ( or visit and click on "Content Publishers", "Portals and Websites", "CP Online", "more than 50 news categories are available" and finally "Your Money". Wayne's columns are labelled (Special).

Latest Columns:
Tips on how to deal with an investment advisor for your RRSP
To successfully deal with an investment advisor, you have to understand the core of the relationship.

Income trusts still have a place in RRSP investing
Don’t rule out income trusts for your RRSP just because they have taken a hit from federal tax changes. Many trusts are good businesses that will continue to pay healthy cash distributions and provide good growth for your portfolio over time.

ETFs are a cost-effective alternative to mutual funds in an RRSP
Exchange traded funds (ETFs) linked to stock indices are a viable, cost-effective, well-diversified alternative to mutual funds in an RRSP.

More columns



Note: The content of this site is presented as educational information only. We cannot guarantee its accuracy and it should not be regarded as investment advice. Readers should consult their investment advisors, tax accountants or lawyers as appropriate before making important investment, tax planning and estate planning decisions.

2003-2006 Wayne Cheveldayoff